🇸🇬 Singapore · 🇬🇧 UK · 🇦🇪 UAE · 🇦🇺 Australia · 🇺🇸 USA · 🇲🇾 Malaysia · 🇭🇰 Hong Kong

Your insurer said no.
We help you fight back.

Insurance claim denied? You have more power than you think. ClaimBack analyses your case and writes a professional appeal letter — in minutes, not weeks.

Check My Claim — It's Free →

Takes 3 minutes · No login required · Trusted globally

6,167
appeals filed through ClaimBack globally
80%+
of appeals succeed when properly filed
<1%
of people actually file an appeal
3 min
to get your professional appeal letter

How ClaimBack works

Three steps. No jargon. No legal degree required.

📋
Tell us what happened
Share your country, insurer, treatment, and the reason they gave for denying your claim.
🤖
AI analyses your case
Our AI system reviews your claim against insurance regulations, medical standards, and local law across 50+ countries.
✉️
Get your appeal letter
A professional, personalised letter ready to send — plus The Full Fight plan.

Built for your insurance system

ClaimBack knows the rules, regulators, and appeal pathways in each market.

🔍
⭐ Featured Markets
🇸🇬
Singapore
Integrated Shield Plans
MAS · FIDReC · CCRP
🇬🇧
United Kingdom
Private Medical Insurance
FCA · FOS
🇦🇪
UAE
Mandatory Health Insurance
DHA · Insurance Authority
🇦🇺
Australia
Private Health Insurance
AFCA · PHIO
🇺🇸
United States
ACA / Employer Insurance
ACA · State Insurance Depts
🇲🇾
Malaysia
Private Health Insurance
BNM · BNMLINK
🇭🇰
Hong Kong
VHIS / Private Insurance
IA · IFEC
🇨🇦
Canada
Provincial + Private Insurance
FCAC · OSFI
🇮🇪
Ireland
Public + Private Insurance
CBI · HIA
🇳🇿
New Zealand
ACC + Private Insurance
FMA · RBNZ
🇸🇦
Saudi Arabia
Mandatory + Private Insurance
CCHI · SAMA
🇶🇦
Qatar
NHIX + Private Insurance
QCB · QFCA
🏆 Real wins from real people

They fought back. And won.

Join thousands who've used ClaimBack to overturn denied claims across 50+ countries.

🎉 Won — Full reversalSGD 8,200

"AI* denied my hospitalisation claim saying it was 'pre-existing'. ClaimBack wrote a letter citing MAS Notice 120 and FIDReC rights. They reversed it within 2 weeks. I was absolutely shocked it worked so fast."

S
Sarah T.
Singapore · AI*
🎉 Won — Full reversalAUD 4,500

"My MRI was denied as 'not medically necessary' despite my GP recommending it. ClaimBack's letter was more professional than anything I could've written. Me****** reversed the decision after the first appeal."

J
James W.
Australia · Me******
✅ Partial recovery£3,100

"Got 70% of my claim back after using ClaimBack. The letter cited FCA consumer duty rules I had no idea about. Still better than walking away with nothing — and the process was so easy."

P
Priya M.
United Kingdom · Bu**
🎉 Won — Full reversalHKD 28,000

"Pr******** denied my surgery claim twice. ClaimBack helped me draft a third appeal that referenced IA guidelines. They finally reversed it. Worth every cent — I recovered HKD 28,000."

D
David L.
Hong Kong · Pr********
⏳ Appeal filedMYR 12,000

"Just submitted my appeal using ClaimBack. The letter looks so professional — it cited BNM regulations I didn't even know existed. Waiting for their response but I feel confident for the first time."

N
Nurul A.
Malaysia · Gr*** Ea*****
🎉 Won — Full reversalUSD 6,800

"Un********** denied my mental health coverage claiming it wasn't medically necessary. ClaimBack generated a letter that quoted ACA parity laws. They overturned it within 30 days. Life-changing."

M
Mark C.
United States · Un**********
📤

Know someone whose claim was denied?

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Don't let a denied claim be the final word.

Most people never appeal. Most people who do, win. ClaimBack gives you everything you need to make your case — professionally, quickly, and affordably.

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